Certegy Ezi-Pay is now humm.
What is humm?
Humm, Australia’s favourite retail payment plan is a “revolving credit account” that allows you to purchase goods or services today, by paying an initial deposit, with the remaining balance conveniently direct debited fortnightly.
The application is simple with no invasive questions and fast approval times.
Best of all, there is No Interest Ever - But there is an initial contract deposit of 25% required!
What are the set up fees and charges for humm?
When you make your initial purchase, humm will open a Continuous Credit Account for you. With this initial purchase, you will pay a once off establishment fee between $35 and $90 to set up your Account, which is payable over the term of the purchase plan.
The Account will provide you access to online information about your purchase(s), credit schedule(s), available credit, access to our contact us enquiry page and other benefits.
There is a monthly account keeping fee of $3.50 which will be direct debited while your account remains active.
Are there any other charges?There is a $2.95 payment processing fee to process each repayment. Please remember that your payment plan has No Interest Ever! Please refer to the “Terms and Conditions” in store for further details.
Can I close my Account and are there any charges?
Once your purchase(s) have been paid in full and your Account balance is zero, you can cancel via written notice to humm using contact us or via your online Account.
There are NO additional fees for closing your Account or paying out early.